Checking Accounts

Do you like free checking? Debit cards? Interest-bearing checking? Free Bill Pay? Internet or telephone banking? We have checking solutions that make managing your money and tracking your finances easier.

Compare the accounts that we offer. Opening a checking account is a simple process. If you have any questions, please don’t hesitate to call, email or stop in. We’re here to help.

Non-interest Bearing Checking Accounts

Personal Checking (FREE)

  • $100 Minimum opening deposit
  • Free Checking - No minimum balance - No Charge on many accounts
  • Cost of checks depends on style of check ordered.
  • Check Loan
  • Check Imaging
  • Debit Card

Religious and Charitable Checking

  • $100 Minimum opening deposit
  • $500 average daily balance or more - No Charge
  • Under $500 - $5 per month

Association/Non-profit

  • $100 Minimum opening deposit
  • $500 average daily balance or more - No Charge
  • Under $500 - $5 per month

Business Checking

  • $100 Minimum opening deposit
  • $2,500 average daily balance or more - No charge
  • Under $2,500 - $20 per month

Sole Proprietorship

  • $100 Minimum opening deposit
  • $1,000 average daily balance or more - No charge
  • Under $1,000 - $15 per month

Prestige Club Checking (55+)

Interest Bearing Checking Accounts

  • $100 Minimum opening deposit
  • Cost of checks depends on style of check ordered.
  • Check Imaging
  • Debit Card

NOW Account Checking

  • $100 Minimum opening deposit
  • $1,000 average daily balance or more - No charge
  • Under $1,000 - $10 per month
  • See New Accounts Department for current interest rates

Prime Money Market Account Checking

  • $100 Minimum opening deposit
  • $2,000 average daily balance or more - No charge
  • Under $2,000 - $10 per month (Limit of six third-party checks per monthly statement - $10 each in excess)
  • See New Accounts Department for current interest rates

Elite Money Market Account Checking

  • $100 Minimum opening deposit
  • A minimum daily balance of $25,000 is required to earn monthly interest.
  • Monthly preauthorized transfers are limited on this account by federal regulations.
  • See New Accounts Department for current interest rates

Winners Club Checking

  • $100 Minimum opening deposit
  • No minimum balance
  • $10 monthly service fee
  • See New Accounts Department for current interest rates and special benefits.

 

** Important information about procedures for opening a new account **

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

Rockwood Bank cannot establish any new banking relationships online. Please visit one of our branches.