Loans

Do you want to fulfill a dream? Do you have a short-term opportunity? Are you doing some long-range planning? Put our experience to work when you need a loan for any reason.


We invest in local businesses and individuals with loans and we employ local people. Decisions are made in our community so there is no waiting for answers from across the region or country. Whether you’re buying a home or a business, it helps to work with someone who knows the area.


Rockwood Bank provides loans of all sizes to help meet your financial goals. As a community bank, we are investing in your family, your work and your life. We will be there every step of the way as your trusted financial partner.

Our Loan Officers are here to meet your mortgage, personal and business loan needs. They will be glad to help you through the borrowing process. Because we approve loans locally with an easy mortgage application process, we can offer the kind of personal attention you deserve, along with a wide range of services to fit all of your financial needs.

Types of Loans

    • Real Estate Loans (Short-term & Long-term fixed rates)

      Our real estate loans can assist you with your real estate purchase or refinance. For more information, visit our Mortgage Center.

      • Home Equity Loans/Lines of Credit

        If you need money for education costs, home repairs, remodeling, our Equity Line of Credit may be the solution.

        • Home Improvement Loans

          Our real estate loans can assist you with your real estate purchase or refinance.

          • Construction Loans

            Our construction loans are simple and convenient. The loan disbursement process is managed internally for better customer service.

            • Business Loans

              We offer competitive rates and terms on our business loans that are tailored to meet your specific needs.

              • Personal Installment Loans

                Rockwood Bank will always try to help make your dreams come true.

                • Vehicle Loans

                  Put yourself in the driver's seat when you're ready to purchase a vehicle.

                  • Certificate of Deposit Loans

                    You can borrow against your Rockwood Bank fixed-rate Certificate of Deposit.

Locate a Loan Officer