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The following federal agencies are responsible for enforcing the federal Truth in Lending Act, the law that governs credit term disclosure for home equity lines. Any questions concerning compliance with the act by a particular financial institution should be directed to its enforcement agency.
State Member Banks of the
Federal Reserve System
Division of Consumer and
Community Affairs Board of
Governors of the Federal Reserve
System
20th Street and Constitution Avenue, N.W.
Washington, D.C. 20551
(202) 452-3000
www.bog.frb.fed.us
National Banks
Community and Consumer Policy
Office of the Comptroller of the Currency
250 E Street, S.W.
Washington, D.C. 20219
(202) 874-4428
www.occ.treas.gov
Federal Credit Unions
National Credit Union Administration
1775 Duke Street
Alexandria, VA 22314
(703) 518-6300
www.ncua.gov
Federally Insured Non-Member
State-Chartered Banks and
Savings Banks
Office of Consumer Affairs
Federal Deposit Insurance Corporation
550 Seventeenth Street, N.W.
Washington, D.C. 20429
(800) 934-3342; (202) 942-3100
www.fdic.gov
Federally Insured Savings and
Loan Institutions and Federally
Chartered Savings Banks
Office of Thrift Supervision
1700 G Street, N.W.
Washington, D.C. 20552
(202) 906-6000
www.ots.treas.gov
Mortgage Companies
Consumer Response Center
Bureau of Consumer Protection
Federal Trade Commission
6th Street & Pennsylvania Avenue, N.W.
Washington, D.C. 20580
(202) 326-3761
www.ftc.gov
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